Disclosure:
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Eligible Purchase:
- Must be made on a single receipt.
- No Promo Fee applies to this offer.
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Promo Terms:
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Interest-Free Option:
Pay off the promo balance in full within the promo period to avoid any interest charges. -
After Promo Period:
If the balance isn’t fully paid by the end of the promo period, interest will be charged from the purchase date. -
Monthly Payments:
Minimum payments may not cover the entire promo balance before the promo period ends, depending on the purchase amount, promo duration, and how payments are applied. -
Post-Promo Terms:
Regular account terms apply to non-promo purchases and any remaining promo balance after the promo period.
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Payment Options for New Accounts (as of 07/16/2024):
- Purchase APR: 34.99%
- Penalty APR: 39.99%
- Minimum Interest Charge: $2
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Promo Fee:
A 2% fee of the financed amount applies to equal payment, no-interest promotions of 18 months or more.
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Promo Terms for Existing Cardholders:
- Refer to your credit card agreement for specific terms and conditions.
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Additional Promo Option: Reduced APR:
- Interest Rate: 9.99% APR on promo purchases.
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Fixed Monthly Payments:
- 36 Months: Payments equal to 3.2262% of the initial promo purchase amount, rounded up to the next whole dollar.
- 60 Months: Payments equal to 2.1242% of the initial promo purchase amount, rounded up to the next whole dollar.
- Note: These fixed payments might be higher than those for non-promo purchases.
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Credit Approval:
- All offers are subject to credit approval based on your creditworthiness.
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Important Notes:
- Ensure your qualifying purchase is made on one receipt.
- No Promo Fee applies to this specific offer.
- Interest will be charged on promo purchases at a reduced 9.99% APR if not paid off within the promo period.
- Fixed monthly payments are required, which may exceed payments for non-promo purchases.
- Regular account terms apply for non-promo purchases and after the promo period.
- New accounts have specific APR rates and fees; existing cardholders should refer to their agreement.
- A promo fee of 2% applies to financed amounts for no-interest promotions of 18 months or longer.
Summary:
Make sure your qualifying purchase is on a single receipt to take advantage of this offer without any Promo Fee. Choose between an interest-free option by paying off the balance within the promo period or opt for a reduced 9.99% APR with fixed monthly payments over 36 or 60 months. Remember, all offers require credit approval and regular account terms will apply outside the promo period. For existing cardholders, please refer to your credit card agreement for detailed terms.
If you have any questions or need further assistance, feel free to reach out to our customer service team.